I wrote this one about my (long since changed) ATM PIN number, which at one point was the letters of my prior four girlfriends’ names. Another Bob Clay co-write.

She thinks she’s the one who hurts
That’s because she doesn’t know
I may not use those letters much
But she wrote them on my soul

Maybe I should just write down
All the things she never heard
Try as I do, I can’t recall
Why I never said that word

Chorus:
It only costs a dollar there
But I pay a higher fee
Every time I use that card
I withdraw her memory

I dialed it once just for grins
But the number did not work
The voice that said please try again
Sounded a lot like hers

Bridge:
It’s just a little
C-A-R-D
That I use at the ATM
But those four letters
L-O-V-E
Spells a PIN that reminds me

Chorus:
It only costs a dollar there
But I pay a higher fee
Every time I use that card
I withdraw her memory

© Kent Newsome and Bob Clay